All of our loans are designed to fit your specific needs and credit situation. Therefore it is hard to quote one rate online that would apply to everyone. Selecting the wrong mortgage can cost you thousands of dollars, and no single loan is appropriate for everyone.

We have developed analytical systems to evaluate your mortgage needs and to assist you in determining the best mortgage for your needs based on qualifications, mortgage retention time, initial cost, cash flow, taxes, and the overall total cost of the mortgage.

By giving us a few details, we can usually provide you with an more accurate quote of our most current rates. We are aware that many companies do post their ‘rates’ on their sites, however, because there are several variables that determine your actual rate, you may be viewing rates that are inaccurate or require such stringent qualification requirements that most borrowers do not qualify for that rate. Be careful of focusing too much on a published Interest Rate that may be a representation of a product that does not relate to your situation or the broader scope of your needs.

Contact Info:

Loan Information:

This loan is to	Purchase a home Refinance - Rate & Term Only Refinance - Get Cash Out Debt Consolidation  Home Equity Loan Other
The property is/will be our	Primary Home Second Home Income Property Other
What STATE is the property located?	Minnesota Wisconsin Florida Other
We are thinking of a	30 year fixed 20 year fixed 15 year fixed MHFA Adjustable (1 year) Adjustable (3 year) Adjustable (5 year) Adjustable (7 year) 30 year FHA/VA 15 year FHA/VA 1 yr FHA/VA ARM Home Ownership Acceleraltor Balloon (7 Year) MTA/COSI ARM Other Not listed Undecided loan
Closing Cost Options	Quote Normal Closing Costs Quote Flat Lender Fee Option Undecided
Estimated date of closing	(refinances = ASAP)
Will you escrow for taxes and Insurance?	Yes No
Do you want to pay discount "points" to lower the rate?	Quote ZERO Points (Normal) Quote 1/2 Point Quote 1 Point Quote 2 Points Please Select Choice

If you are refinancing your home, answer these additional questions:

How much do you currently owe on the property?	$
What is the estimated Market Value of the property?	$
Loan Amount Requested?	$
Closing Costs	Roll into loan amount Pay seperately Please Select Option

If you are purchasing a home, answer these additional questions:

What is the Purchase Price?	$
I plan on putting a down payment of (estimate if pre-approval)	Zero Down 3% 5% 10% 15% 20% 25% 30% 31-40% 41%-50% 51-60% 61-70% Over 70% Please Select Option

Credit Information:

How would you rate your Credit?	EXCELLENT - No late payments, no anything GOOD - Maybe one or two problems years ago FAIR - A couple of problems fairly recently BRUISED - Current problems, recent lates, bankruptcy, etc.
Have you ever had a bankruptcy?	No Yes
If "Yes", is it now discharged?	Yes No
How many years has it been discharged?	More than 7 4-7 2-4 1-2 Less than 1
Has anyone recently told you your credit score? If yes, what was it?	800+ 740 - 799 720 - 739 680 - 719 620 - 679 580 - 619 500 - 579 Less than 500 Dont Know

Other Information:
Please write in any other information you feel is important to us making our rate quote.

How did you find out about this web site?  BankRate.com / Interest.com Foreclosure web site Web Search Engine Qwest Dex-Yellow Pages Direct By Owner Magazine Mortgage Search Engine Saw on a car/truck TV - Around Town Show Link from Realtor Site Re/Max Website Word of Mouth/Referral Newspaper Ad Business Card Other Please Select an Option
This helps me keep my advertising dollar effective, therefore reducing YOUR closing costs!

In accordance with The Privacy of Consumer Financial Information Act, we understands that any information given by the customer for mortgage purposes will be used only for loan approval. Any personal information given on this web site will not be re-distributed or sold in any manner whatsoever. This is a SECURE form. Your information will be encrypted